Cass Gilbert Fountain | Ridgefield, CT

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FEATURED HOME MORTGAGE RATES

PURCHASE RATES - New Applications Only

30 Year Fixed Rate*

6.625% | 6.719% APR

0.000% POINTS

 

15Year Fixed Rate **

5.750% | 5.889% APR

0.000% POINTS

7y/6m Adjustable Rate***

5.875% | 6.615% APR

0.000% POINTS

 

Our local mortgage team is here to help guide you through the homebuying process.

Contact us with questions or for additional home mortgage solutions!
 

*30  Year Fixed Rate Mortgage -

The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $500,000 and an estimated property value of $667,000.  Rate shown is for loans with a loan to value ratio of 75.00% or less, for loans with a loan to value greater than 75.01% please call for rates. The property is located in Fairfield County, CT. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740.  At a 6.625% interest rate, the APR (Annual Percentage Rate) for this loan type is 6.719%.  Based on current market conditions, the monthly payment schedule would be: 

  • 359 payments of $ 3,201.55 at an interest rate of  6.625%
  •       1 payment of $3,201.98 at an interest rate of  6.625%

An escrow (impound) account is required. Payment example amount does not include taxes or insurance premiums; if applicable, your total payment obligation will be greater. ACH from FCB account required.

All loans subject to credit and property approval. 

Rates are subject to change without notice. For new applications only.

**15  Year Fixed Rate Mortgage -

The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $500,000 and an estimated property value of $667,000.  Rate shown is for loans with a loan to value ratio of 75.00% or less, for loans with a loan to value greater than 75.01% please call for rates. The property is located in Fairfield County, CT. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740.  At a 5.750% interest rate, the APR (Annual Percentage Rate) for this loan type is 5.889%. Based on current market conditions, the monthly payment schedule would be: 

  • 179 payments of $4,152.05 at an interest rate of  5.750%
  •       1 payment of $4,152.71 at an interest rate of 5.750%

An escrow (impound) account is required. Payment example amount does not include taxes or insurance premiums; if applicable, your total payment obligation will be greater. 

All loans subject to credit and property approval.   

Rates are subject to change without notice. For new applications only.

*** 7y/6m Adjustable Rate Mortgage -  

The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $500,000 and an estimated property value of $667,000. The property is located in Fairfield County, CT. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740. At a 5.875% initial interest rate, the APR (Annual Percentage Rate) for this loan type is 6.615%. The interest rate and APR on an ARM loan is based on the 30-day average secured overnight financing rate, or "SOFR" (the"Index" of 4.343% as of 07/14/2025) plus a margin of 2.875 (the"Margin") and is variable and subject to increase or decrease, so your payments may increase or decrease every six months after the initial period.   Based on current market conditions, the monthly payment schedule would be:

  •   84 payments of $2,957.69 at an interest rate of 5.875% 
  • 275 payments of $3,334.15 at  an interest rate of 7.250% 
  •      1 payment of $3,333.51 at an interest rate of 7.250%

An escrow (impound) account is required. Payment example amount does not include taxes or insurance premiums; if applicable, your total payment obligation will be greater.

All loans subject to credit and property approval. This product requires ACH from FCB account.

Rates are subject to change without notice. For new applications only.