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Cass Gilbert Fountain | Ridgefield, CT

Feel right at home with local mortgage experts and competitive rates!

FEATURED HOME MORTGAGE RATES

for

 Mortgage Loans up to  $1,375,000 

Please speak to one of our local mortgage experts about rates for higher loan amounts.

PURCHASE RATES - New Applications Only


30 Year Fixed Rate*

6.125% | 6.209 % APR

0.000% POINTS

 

30 Year Fixed: 7 Year Interest Only, 23 Year Principal and Interest**

6.500% | 6.580 % APR

0.000% POINTS


7y/6m Adjustable Rate***

5.750% | 6.551 % APR

0.000% POINTS

 

Looking to Refinance?

Contact Your Local Mortgage Expert to discuss Refinancing Rates and Options!

Our local mortgage team is here to help guide you through the homebuying process.

Contact us with questions or for additional home mortgage solutions!

 

Apply - Purchase or Refinance
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Mortgage Calculators

* 30  Year Fixed Rate Mortgage - The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $500,000 and an estimated property value of $667,000. The property is located in Fairfield County, CT. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740.  At a 6.125% interest rate, the APR (Annual Percentage Rate) for this loan type is 6.209%. Based on current market conditions, the monthly payment schedule would be: 

  • 359 payments of $2,957.69 at an interest rate of  6.125%
  •       1 payment of $2,959.06 at an interest rate of  6.125%

An escrow (impound) account is required. Payment example amount does not include taxes or insurance premiums; if applicable, your total payment obligation will be greater. 

Rates are subject to change without notice. For new applications only.

**30 Year Fixed Rate Mortgage: 7 Years Interest Only, 23 Years Principal and Interest - The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $665,000 and an estimated property value of $950,000. The property is located in Fairfield County, CT. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740. At a 6.500% interest rate, the APR (Annual Percentage Rate) for this loan type is 6.580%. Based on current market conditions, the monthly payment schedule would be:

  • 84 payments of $3,602.08 at an interest rate of 6.500%
  • 275 payments of $4,648.78 at an interest rate of 6.500%
  •      1 payment of $4,649.26 at an interest rate of 6.500%

An escrow (impound) account is required. Payment example amount does not include taxes or insurance premiums; if applicable, your total payment obligation will be greater.

Rates are subject to change without notice. For new applications only.

*** 7y/6m Adjustable Rate Mortgage -  The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $500,000 and an estimated property value of $667,000. The property is located in Fairfield County, CT. The property is an existing single-family home and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740. At a 5.750% initial interest rate, the APR (Annual Percentage Rate) for this loan type is 6.551%. The interest rate and APR on an ARM loan is based on the 30-day average secured overnight financing rate, or "SOFR" (the"Index" of 4.534 as of 03/01/2023) plus a margin of 2.875 (the"Margin") and is variable and subject to increase or decrease, so your payments may increase or decrease every six months after the initial period.  Based on current market conditions, the monthly payment schedule would be:

  •   84 payments of $2,917.86 at an interest rate of 5.750% 
  • 275 payments of $3,326.53 at  an interest rate of 5.750% 
  •      1 payment of $3,328.97 at an interest rate of 7.250%

An escrow (impound) account is required. Payment example amount does not include taxes or insurance premiums; if applicable, your total payment obligation will be greater.

Rates are subject to change without notice. For new applications only.

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NMLS

#516624

 

 

150 Danbury Road, Ridgefield, CT 06877

203.431.7431

NMLS

#516624