Construction Financing Designed Specifically for You
Put the finishing touches on your home with Fairfield County Bank's Construction Loan Financing
Whether you are building new or upgrading your existing home, we have a solution for you.
One Loan. Two Phases. Total Simplicity.
Our blended construction loan offers a single, streamlined financing experience that covers both the
construction and permanent mortgage phases of your project.
That means:
One Application
One Approval
One Closing
Built-In Advantages Designed for You
Enjoy a range of borrower-friendly features developed to simplify your construction journey:
- Available for construction projects, with or without lot acquisition
- Fixed or variable rate options
- Loan amounts from $500,000 - $3,000,000
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Long-term financing available
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Construction terms 12 - 18 months
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Interest-only payment during the construction period
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Up to 80% Loan-to-Value (LTV) for purchase mortgages with lot acquisition
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Up to 75% Loan-to-Value (LTV) for refinace mortgages
Our local mortgage team is here to help guide you through the process.
Personalized Service
Locally Made Decisions
Fast Approvals
Competitive Interest Rates
Mortgage Experts Available on Your Time
How do I apply for Construction Financing?
Easily & securely complete your online application with the support of a local banker.